Musk and Ramaswamy should watch ‘It’s a Wonderful Life’ before DOGE eliminates the FDIC

There’s a key scene in the Christmas classic “It’s a Wonderful Life” that you might need to explain to younger viewers. Small-town banker George Bailey, played by ineffable everyman Jimmy Stewart, is facing a lobby full of angry customers who think the business might fail and are demanding to withdraw all their savings. But the bank doesn’t have enough cash on hand — in fact, it never does, because it’s already loaned it to other customers.

“You’re thinking of this place all wrong, as if I had the money back in the safe,” Bailey tells a restive crowd making a run on his bank. “The money’s not here. Why your money is in Joe’s house, that’s right next to yours. And in the Kennedy house. And Mrs. Macklin’s house and a hundred others. You’re lending them the money to build and then they’re going to pay you back as best they can. Now what are you going to do,…more

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