The researchers surveyed about 500 retailers and wholesalers between December 2019 and January 2020. They ended up with a dataset of 1,230 retailer-wholesaler relationships and collected information about the length of each relationship, the terms of trade credit, and wholesalers’ responses to delinquencies. They also collected demographic information—including gender, age, and education level—about all the traders.
They find that community played an important role in whether wholesalers offered credit, and if they did, how much they offered. Wholesaler respondents to the survey indicated that they were 12 percent more likely to provide credit to retailers from their own ethnic community and offered them 8 percent more credit. Retailers from the same community were 14…
more
Source www.chicagobooth.edu
Terms of use and third-party services. More here.